For banks and credit unions, Participant fees are determined based on both Participant's total US banking assets and Participant’s total US deposit accounts to more accurately reflect bank size. Below describes current fees applying at each level of Participant’s assets and accounts.

Annual Fee Assessment Schedule for Banks and Credit Unions

Assets		Accounts	Fee	Join Sheltered Harbor
				Onlne		Download
<$100MM	and	<10K	$250		OR
<$1B	and	<500K	$500		OR
		>500K	$2,500		OR
$1B - $50B	and	<500K	$2,500		OR
		>500K	$10,000		OR
>$50B	and	<1M	$10,000		OR
		>1M	$25,000		OR

If your operations include brokerage and/or asset management accounts, please check those fee schedules as well, because you will pay a single fee based on the larger of the banking or brokerage or asset management fee calculation.

For securities firms, Participant fees are determined based on both client assets* and the number of clearing clients. The schedule below describes current fees applying at each level of Participant’s assets and accounts.

Annual Fee Assessment Schedule for Securities Firms

Client  Assets*		Clearing  Clients	Fee	Join Sheltered Harbor
				Online		Download
<$100MM	and	<1 (self clearer)	$2,500		OR
<$10B	and	<50	$5000		OR
		50 - 100	$10,000		OR
$10B - $200B	and	<20	$10,000		OR
		>20	$25,000		OR
>$200B	or	>100	$25,000		OR

* Including discretionary and non-discretionary assets

If your operations include banking and/or asset management accounts, please check those fee schedules as well, because you will pay a single fee based on the larger of the banking or brokerage or asset management fee calculation.

Participant fees or asset managers, transfer agents and recordkeepers are determined based on AUM or plan assets.  The schedule below describes current fees applying at each level of Participant's AUM or plan assets.

Annual Fee Schedule for Asset Managers, Transfer Agents, and Recordkeepers

AUM or Plan Assets	Fee	Join Sheltered Harbor
		Online		Download
<$20B	$2,500		OR
$20B - $50B	$5,000		OR
$50B - $200B	$15,000		OR
> $200B	$25,000		OR

If your operations include banking and/or brokerage accounts, please check those fee schedules as well, because you will pay a single fee based on the larger of the banking or brokerage or asset management fee calculation.

Sheltered Harbor standards, best practices, and other materials are developed by collaborative working groups, composed of subject matter experts, mainly from Sheltered Harbor participant institutions and partners.

The working groups are highly active, meet often, and produce concrete deliverables. Therefore, joining is a real commitment. In return, members get to shape the development of the standard, build their own skills and expertise in various aspects of cyber resilience, and grow their professional networks through substantive work with peers around the country.

Current Working Groups:

• Banking
• Brokerage
• GSIB
• Technology
• Adherence
• Communications
• Playbook and Logistics

If you are a participant interested in joining a working group, please contact Sheltered Harbor at This email address is being protected from spambots. You need JavaScript enabled to view it..

Sheltered Harbor has engaged several advisory and/or assurance firms as Alliance Partners to help participants with implementation.

We will continue to expand relationships with assurance and advisory firms in an effort to support the market with a broad menu of options, so keep checking for updates.