How to Join

To join online and see the relevant fee schedule, click on your institution type:

Participants whose operations include any combination of banking, brokerage and asset management accounts pay only a single fee based on the larger of the banking, brokerage or asset management fee calculations (except for GSIBs which are assessed a flat fee of $50,000).  

If you require a hardcopy signature of the Sheltered Harbor Participation Agreement then follow these simple steps:

  1. Review the Sheltered Harbor Operating Rules
  2. Download and fill in the Sheltered Harbor Participation Agreement according to your fee level (click on buttons above)
  3. Email the signed agreement to This email address is being protected from spambots. You need JavaScript enabled to view it.

Your application will be vetted to confirm that your organization is eligible to participate with Sheltered Harbor. Upon completion of the application process, Participants will receive a welcome email with instructions on how to access the Sheltered Harbor Content Portal and other materials.

Participant Benefits

Participant benefits include access to the full set of specifications that ensure secure storage and recovery of account data. Participants are eligible for the first certification after implementing data vaulting, and the final certification after implementing resiliency planning and testing. Additionally, participants have access to best practices, an active membership community with industry subject matter experts, and ongoing updates to the Sheltered Harbor solution.

Join participant benefits 2

Participant Fees

Sheltered Harbor is a not-for-profit, industry-led effort. Fees paid to Shelter Harbor depend on the size and type of institution.

You may apply at a higher tier to take advantage of the benefits of that level.

 

Banks and Credit Unions

New Fee Banks

 

Brokerage

New Fee Brokers

 

Asset Managers, Transfer Agents & Record Keepers

New Fee AM2

 

Join as a Bank or Credit Union

For banks and credit unions, Participant fees are determined based on both Participant's total US banking assets and Participant’s total US deposit accounts to more accurately reflect bank size. Below describes current fees applying at each level of Participant’s assets and accounts.

Annual Fee Assessment Schedule for Banks and Credit Unions

 Assets

 Accounts 

 Fee 

Join Sheltered Harbor
Onlne
Download 
 <$100MM  and   <10K  $250       007 monitor 1       OR        Download $250 Agreement
 <$1B  and    <500K  $500        007 monitor 1       OR       Download $500 Agreement
 >500K  $2,500       007 monitor 1       OR       Download $2500 Agreement
 $1B - $50B    and   <500K  $2,500       007 monitor 1       OR       Download $2500 Agreement
 >500K  $10,000       007 monitor 1       OR       Download $2500 Agreement
 >$50B  and  <1M  $10,000       007 monitor 1       OR       Download $2500 Agreement
 >1M  $25,000       007 monitor 1    OR       Download 25000 Agreement

If your operations include brokerage and/or asset management accounts, please check those fee schedules as well, because you will pay a single fee based on the larger of the banking or brokerage or asset management fee calculation.

Join as Brokerage

For securities firms, Participant fees are determined based on both client assets* and the number of clearing clients. The schedule below describes current fees applying at each level of Participant’s assets and accounts.

Annual Fee Assessment Schedule for Securities Firms

 Client
 Assets*

 Clearing
 Clients

 Fee 

Join Sheltered Harbor
 Online
Download 

 <$100MM

 and 

 <1 (self clearer)      

 $2,500

     007 monitor 1    

 OR 

      Download $2500 Agreement

 <$10B

 and  

 <50

 $5000 

     007 monitor 1    

 OR

      Download $5000 Agreement

 50 - 100

 $10,000 

     007 monitor 1    

 OR

      Download 10000 Agreement

 $10B - $200B  

 and 

 <20

 $10,000 

     007 monitor 1    

 OR

      Download 10000 Agreement

 >20

 $25,000 

     007 monitor 1    

 OR

      Download 25000 Agreement
 >$200B   or   >100  $25,000       007 monitor 1      OR       Download 25000 Agreement

* Including discretionary and non-discretionary assets

If your operations include banking and/or asset management accounts, please check those fee schedules as well, because you will pay a single fee based on the larger of the banking or brokerage or asset management fee calculation.

Join as an Asset Manager

Participant fees or asset managers, transfer agents and recordkeepers are determined based on AUM or plan assets.  The schedule below describes current fees applying at each level of Participant's AUM or plan assets.

Annual Fee Schedule for Asset Managers, Transfer Agents, and Recordkeepers

 AUM or Plan Assets

 Fee 

Join Sheltered Harbor
 Online
Download 
 <$20B  $2,500       007 monitor 1      OR        Download 2500 Agreement
 $20B - $50B  $5,000       007 monitor 1      OR       Download 5000 Agreement
 $50B - $200B  $15,000        007 monitor 1      OR       Download 15000 Agreement
 > $200B  $25,000        007 monitor 1      OR       Download 25000 Agreement

If your operations include banking and/or brokerage accounts, please check those fee schedules as well, because you will pay a single fee based on the larger of the banking or brokerage or asset management fee calculation.

Welcome to Sheltered Harbor
Working Groups

Sheltered Harbor standards, best practices, and other materials are developed by collaborative working groups, composed of subject matter experts, mainly from Sheltered Harbor participant institutions and partners.

The working groups are highly active, meet often, and produce concrete deliverables. Therefore, joining is a real commitment. In return, members get to shape the development of the standard, build their own skills and expertise in various aspects of cyber resilience, and grow their professional networks through substantive work with peers around the country.

Current Working Groups:

  • Banking
  • Brokerage
  • GSIB
  • Technology
  • Adherence
  • Communications
  • Playbook and Logistics

If you are a participant interested in joining a working group, please contact Sheltered Harbor at This email address is being protected from spambots. You need JavaScript enabled to view it..

Alliance Partners

Sheltered Harbor has engaged several advisory and/or assurance firms as Alliance Partners to help participants with implementation.

We will continue to expand relationships with assurance and advisory firms in an effort to support the market with a broad menu of options, so keep checking for updates. 

Deloitte Advisory    
John Gelline Managing Director, Cyber Risk Services 571-271-6078 This email address is being protected from spambots. You need JavaScript enabled to view it.
EY Advisory    
Carl Liebel Executive Director, Financial Services Advisory 917-969-1802   This email address is being protected from spambots. You need JavaScript enabled to view it.
KPMG Advisory    
Vivek Mehta Partner, Emerging Technology Risk 646-239-6088   This email address is being protected from spambots. You need JavaScript enabled to view it.
Promontory Advisory    
Seth Kulakow  Director, Cyber Solutions Practice 303-947-7096   This email address is being protected from spambots. You need JavaScript enabled to view it.
PwC Advisory    
Ertem Osmanoglu Principal, Cybersecurity and Privacy 646-331-1595   This email address is being protected from spambots. You need JavaScript enabled to view it.
RSM Advisory & Assurance      
Hussain T. Hasan National Leader, Risk Advisory Services - Technology Risk Consulting 312-634-3700 This email address is being protected from spambots. You need JavaScript enabled to view it.

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