Cyber threats are exploding. Individual institutions cannot prevent all attacks. Yet in today’s connected world, a paralyzing attack on even one institution that prevents customers from accessing their accounts could cause panic that infects the whole financial system.

Sheltered Harbor’s purpose is to protect customers, financial institutions, and public confidence in the financial system if a catastrophic event like a cyber attack causes an institution’s critical systems - including backups - to fail.



Who We Are


A not-for-profit subsidiary of FS-ISAC (Financial Services Information Sharing and Analysis Center), the Sheltered Harbor organization is devoted to coordinating the development of the Sheltered Harbor standard, promoting adoption across the industry, supporting implementation, and ensuring adherence.

The standard is developed by working groups composed of hundreds of subject matter experts and industry professionals, primarily drawn from the ranks of Sheltered Harbor participants.

Participation is open to financial institutions of all sizes including banks, credit unions, brokerages, asset managers, industry associations, and service providers.

From the beginning, Sheltered Harbor has enjoyed critical industry support from financial institutions, clearing houses, core processors and industry trade associations including:

  • American Bankers Association (ABA)
  • Americas Credit Unions (formerly CUNA and NAFCU)
  • BITS, Bank Policy Institute (BITS - BPI)
  • Depository Trust & Clearing Corporation (DTCC)
  • Financial Services Forum (FSF)
  • Financial Services Information Sharing and Analysis Center (FS-ISAC)
  • Independent Community Bankers of America (ICBA)
  • Securities Industry and Financial Markets Association (SIFMA)

Rebeca Romero Rainey,
President & CEO
Independent Community Bankers Association 

Rob Nichols,
President & CEO
American Bankers Association

Jim Nussle,
President & CEO
Credit Union National Association

How We Work


Sheltered Harbor’s core team coordinates with hundreds of subject matter experts in our working groups. We're building an ecosystem to help participants implement the standard fast with global and national assurance and advisory firms and solution providers.

Working Groups


Sheltered Harbor standards,
best practices, and other materials are developed
by collaborative Working Groups,
composed of subject matter experts, mainly from Sheltered Harbor participant
instutuions and partners


Alliance Partners


Sheltered Harbor has engaged a
community of specialized trusted partners
who provide the services, technology, and
solutions necessary to help our participants
implement the standards.
The number and scope of these partnerships
expands as the initiative matures.


Solution Providers


Sheltered Harbor is building relationships with select technology solution providers
to provide its Participants with Sheltered Harbor
endorsed turnkey data vaulting solutions,
offering Participants choice, to achieve
cost-effective certification sooner.



In the News



Press Room


   NCUA Releases Annual Report on Cyber Security and Credit Union System Resilience

   How River City Bank strengthened their resilience against cyber threats

   Cobalt Iron: Is Your Financial Organization Cyber-Resilient?

   ESG Video: Dell and Sheltered Harbor Partners in Cyber Resilience

   Cohesity Joins Sheltered Harbor Alliance Partner Program as a Solution Provider

   ESG: Enhancing Cyber Resiliency and Recovery

   OCC: Acting Comptroller Discusses Cybersecurity Risks to Financial Sector

   White Paper: Building Cyber Resilience to Maintain Public Confidence

   Veritas Joins Sheltered Harbor Alliance Partner Program as a Solution Provider

   White Paper: A Sheltered Harbor In a Cyber Storm

   Cobalt Iron Joins Sheltered Harbor Alliance Partner Program as a Solution Provider

   ABA: Regulators Sending Louder Messaging About Data Protection

   New York Times: Hacking Wall Street

   SIFMA, ABA, BPI, IIB: Computer-Security Incident Notification Requirements

   FS-ISAC: In the Poker Game of Ransomware, A Data Vault is Your Ace in the Hole

   Carnegie: International Strategy to Protect the Financial System Against Cyber Threats

   The Cube: Dell Offers Vault Solution to Protect Data in ransomware attacks

   Dell Technologies Joins Sheltered Harbor as First Solution Provider Alliance Partner

   OCC: Cybersecurity: Joint Statement on Heightened Cybersecurity Risk

   FFIEC: Financial Regulators include Sheltered Harbor in IT Examination Handbook

   DTCC: RESILIENCE FIRST: Promoting Financial Stability by Planning for Disruption

   Credit Unions Today: CEOs Urged to Join Sheltered Harbor

   ABA: Trade Group CEOs to Financial Institutions: Join Sheltered Harbor

   RSM Joins Sheltered Harbor’s Alliance Partner Community

   Sheltered Harbor Selected as CIO 100 Honoree


Contact Us


Check our FAQ page for answers to many questions.

Don't hesitate to contact us with further questions.