Cyber threats are exploding. Individual institutions cannot prevent all attacks. Yet in today’s connected world, a paralyzing attack on even one institution that prevents customers from accessing their accounts could cause panic that infects the whole financial system.

Sheltered Harbor’s purpose is to protect customers, financial institutions, and public confidence in the financial system if a catastrophic event like a cyber attack causes an institution’s critical systems - including backups - to fail.



Who We Are


A not-for-profit subsidiary of FS-ISAC (Financial Services Information Sharing and Analysis Center), the Sheltered Harbor organization is devoted to coordinating the development of the Sheltered Harbor standard, promoting adoption across the industry, supporting implementation, and ensuring adherence.

The standard is developed by working groups composed of hundreds of subject matter experts and industry professionals, primarily drawn from the ranks of Sheltered Harbor participants.

Participation is open to financial institutions of all sizes including banks, credit unions, brokerages, asset managers, industry associations, and service providers.

From the beginning, Sheltered Harbor has enjoyed critical industry support from financial institutions, clearing houses, core processors and industry trade associations including:

  • American Bankers Association (ABA)
  • BITS, Bank Policy Institute (BITS - BPI)
  • Credit Union National Association (CUNA)
  • Depository Trust & Clearing Corporation (DTCC)
  • Financial Services Forum (FSF)
  • Financial Services Information Sharing and Analysis Center (FS-ISAC)
  • Independent Community Bankers of America (ICBA)
  • National Association of Federal Credit Unions (NAFCU)
  • Securities Industry and Financial Markets Association (SIFMA)
  • The Clearing House (TCH)

Rebeca Romero Rainey,
President & CEO
Independent Community Bankers Association 

Rob Nichols,
President & CEO
American Bankers Association

Jim Nussle,
President & CEO
Credit Union National Association

How We Work


Sheltered Harbor’s core team coordinates with hundreds of subject matter experts in our working groups. We're building an ecosystem to help participants implement the standard fast with global and national assurance and advisory firms and solution providers.

Working Groups


Sheltered Harbor standards,
best practices, and other materials are developed
by collaborative Working Groups,
composed of subject matter experts, mainly from Sheltered Harbor participant
instutuions and partners


Alliance Partners


Sheltered Harbor has engaged several
advisory and assurance firms to help
participants with implementation.
We will continue to expand
relationships with assurance and
advisory firms in an effort to support the
market with a broad menu of options.


Solution Providers


Sheltered Harbor is currently building relationships with technology providers
to provide solutions for Sheltered
Harbor processes.
The first alliance partner solution for data vaulting is available today and more are coming.



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Contact Us


Check our FAQ page for answers to many questions.

Don't hesitate to contact us with further questions.