Join Us

Who are the Participants?

Financial institutions, industry associations and core service providers are encouraged to join Sheltered Harbor as Participants.

Current Participants represent approximately 70% of US retail bank accounts and 60% of US retail brokerage accounts as well as key industry associations. While we do not publish a list of Participants, we encourage a very active community of working groups, which include representation from most participating institutions.  Participation is now open to the broader banking, brokerage and core service provider community. 

What are the participation fees?

Sheltered Harbor is a not-for-profit, industry-led effort.  Participation in Sheltered Harbor is open to US financial institutions, service providers and industry associations.  Fees will depend on the size and type of institution.  More details are available in the Fees Schedule. 

What do Participants receive?

Participant benefits include access to the full set of specifications that ensure secure storage and recovery of account data.  (Upon confirmed implementation of those specifications, the Participant will receive an acknowledgement that they are Sheltered Harbor Ready.) Additionally, participants have access to best practices, an active membership community with industry subject matter experts and on-going updates to the Sheltered Harbor Solution.  More details of which benefits you receive are in the table below.  Participants are encouraged to be active in our workgroups.

 

What is required of Participants?

All Sheltered Harbor Participants are required to implement the protections described in the Sheltered Harbor Specification.  After implementation, a formal assessment of its implementation is required, as well as regular reporting on archive completion to Sheltered Harbor.  In addition, annual reviews regarding the consistency of the Sheltered Harbor protection processes will be required from each Participant.

How do I join?

To join, please review the Sheltered Harbor Participation Agreement and the Operating Rules, then follow these four simple steps:

  1. Download and print the Sheltered Harbor Participation Agreement
  2. Fill in the relevant information, including fees applicable to your institution according to the Fees Schedule
  3. Sign the agreement by an authorized party
  4. Scan the signed Agreement and email it to This email address is being protected from spambots. You need JavaScript enabled to view it.

If you are a service provider or prefer to discuss participation first, kindly complete and submit the Inquiry Form and you will be contacted by our Membership team.

Upon completion of the application process, Participants will receive a welcome email with instructions on how to access the Sheltered Harbor Content Portal and other materials.